MEGA Life and Health Insurance Company Policies May Not Provide Promised Health Insurance Coverage. - If you bought a healthcare policy from MEGA Life and Health Insurance Company (MEGA), you'll not have the sort of coverage that was promised to you. that is what several MEGA policy holders have identified the laborious method.
MEGA has been accused of selling policies through a sales team that solely represents them, nevertheless does not tell shoppers that. Instead, the salesperson insinuates that customers are joining a 'group' that has access to the most effective rates the previous strength in numbers routine. consistent with shopper attorneys, the those who bought these policies need to be terribly careful, because, though they are marketed as major medical policies, they need restricted schedules whereby they need restricted payments, as an example, for a hospital keep or for a physician's visit.
These attorneys have shoppers that have thousands and thousands of bucks of medical bills where these firms are paying atiny low share of the bills, that they claim is all that's owed below the policies as written. However, the those who have purchased these policies were misled to believe that they had true major medical insurance coverage and they might be protected.
Don't think about What You Were Told
Unfortunately, several shoppers solely check up on the worth and mistakenly believe that they need purchased sensible health insurance coverage at sensible rates. Not so. In one instance, a person in southern California whose cancer was in remission purchased coverage for many hundred bucks per month. He was told by the salesperson that the corporate would supply a rider that might embody coverage for him if his cancer ever came back. It did. However, when he sought treatment, the insurance solely paid a fraction of the overall bill as a result of, unknown to him, his policy contained huge deductibles. additionally, the policy limits for hospital stays were well below what hospitals really charge ' leaving him in financial disaster.
MEGA has been accused of selling policies through a sales team that solely represents them, nevertheless does not tell shoppers that. Instead, the salesperson insinuates that customers are joining a 'group' that has access to the most effective rates the previous strength in numbers routine. consistent with shopper attorneys, the those who bought these policies need to be terribly careful, because, though they are marketed as major medical policies, they need restricted schedules whereby they need restricted payments, as an example, for a hospital keep or for a physician's visit.
These attorneys have shoppers that have thousands and thousands of bucks of medical bills where these firms are paying atiny low share of the bills, that they claim is all that's owed below the policies as written. However, the those who have purchased these policies were misled to believe that they had true major medical insurance coverage and they might be protected.
Don't think about What You Were Told
Unfortunately, several shoppers solely check up on the worth and mistakenly believe that they need purchased sensible health insurance coverage at sensible rates. Not so. In one instance, a person in southern California whose cancer was in remission purchased coverage for many hundred bucks per month. He was told by the salesperson that the corporate would supply a rider that might embody coverage for him if his cancer ever came back. It did. However, when he sought treatment, the insurance solely paid a fraction of the overall bill as a result of, unknown to him, his policy contained huge deductibles. additionally, the policy limits for hospital stays were well below what hospitals really charge ' leaving him in financial disaster.
If you've got insurance through MEGA or one among its sister firms, NASE, Midwest National Life Insurance Company of Tennessee, Alliance for reasonable Services or from its parent company, Health Markets, take a flash to double check on what's coated and what's not. do not think about what the salesperson told you ' and if you have wrongfully been denied proceeds from your policy, contact an attorney.
